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This Privacy Policy discloses the privacy practices for Credit Card Smarts. The purpose of this Privacy Policy is to inform you, as a welcome visitor to Credit Card Smarts, what kinds of information we may gather about you when you visit the site, how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, the information.

First, like most regular business sites on the Internet, we collect traffic data. Each time a visitor comes to our web site our servers collect basic technical information including visitor's domain name, referral data, and browser and platform type. This information is analyzed in aggregate, and we never track specific sessions and paths people take on the web site. Traffic information is only given out on a need to know basis and is at times shared with advertisers.

Second, unlike most regular business sites on the internet, during the process of online credit card application on our site, Credit Card Smarts does not collect or store any personal data, such as a visitor’s name, address, date of birth, phone number, e-mail address, social security number, because it contains direct links to on-line applications for all featured credit cards.

All online applications with personal data are directly taken and stored on the credit card issuers' web servers.

With respect to security: the card issuers always use industry-standard encryption technologies when transferring and receiving consumer data exchanged. For more information, or if you have questions or concerns regarding our Privacy Policy, please send an e-mail.

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Excellent Credit
730 and Above
Apply for Low
Interest Credit Card

Good Credit
650 to 729
Apply for
 Credit Card with
Average Rates

Poor Credit
649 and Below
High Interest
Credit Card good
 for establishing
credit.